Scam Text Messages: Examples and How to Report Them
Date Published

Scam text messages are fake texts that try to trick you into giving up personal information or clicking a link. The FTC says scammers send fake messages claiming to have information about your account or a transaction. Do not click any links, and report the text by forwarding it to 7726 (SPAM) or at ReportFraud.ftc.gov.
- Do not: click links or reply with personal details
- Do: contact the company on a phone number or website you know is real
- Report: forward the text to 7726 (SPAM), report it in your messaging app, and report it to the FTC at ReportFraud.ftc.gov
- Check the sender: look up the number before you trust it
- Private: the sender is never notified when you look up their number
Got a text from a number you do not know? Check it free first: carrier, line type and location in about 60 seconds. Cancel in one click and the sender is never notified.
What are scam text messages?
They are texts built to look real so you hand over information. The FTC says scammers send fake text messages to trick you into giving them your personal information, and some claim to have information about your account or a transaction (FTC, 'How to Recognize and Report Spam Text Messages' (consumer.ftc.gov, read 28 Oct 2026)). The link or phone number in the text is the trap, so the safest move is to leave both alone.
The FTC also warns that legitimate companies will not ask for information about your account by text.
What do scam text messages look like?
They usually mix a worry with a link or a number to call. These are the kinds the FTC has warned about in its consumer alerts (28 Oct 2026):
Text says | What it is after |
|---|---|
A tax refund is waiting, click here | Your tax and bank details |
Your rewards are about to expire | Clicks and card details |
You missed jury duty, a warrant is out | Panic, then payment |
A notice of a traffic hearing | Clicks and personal details |
A problem with your account or a transaction | Login and card details |
The common thread is pressure to act fast and a link that is not from a number you already know.

Deepscanner phone lookup page where you can check the number a text came from.
What should you do with a scam text message?
- Do not click any links and do not reply.
- Check it another way. If the message might be real, contact the company using a phone number or website you know is real, not the one in the text.
- Look up the sender's number to see the carrier, line type and location.
- Report the text using the steps below.
- Delete it once you have reported it.
These first two steps come straight from the FTC. The lookup is our addition, and it helps when the text claims to be from a company but the number is a VoIP line in another state.
How do you report scam text messages?
The FTC gives three ways (FTC, 'How to Recognize and Report Spam Text Messages' (consumer.ftc.gov, read 28 Oct 2026)):
- Forward the text to 7726 (SPAM). Copy the message and forward it.
- Report it in your messaging app. Most apps have a report spam option.
- Report it to the FTC at ReportFraud.ftc.gov.
Reports help carriers and the FTC spot patterns. Keep a screenshot of the text in case you need it later.
Not sure who texted you? See the carrier, line type and location free. Money back if nothing is found, and the sender is never notified.
How do you stop getting spam texts?
The FTC says your phone may have an option to filter and block spam or messages from unknown senders (FTC, 'How to Recognize and Report Spam Text Messages' (consumer.ftc.gov, read 28 Oct 2026)). Turn that on, report each spam text, and block the number. Do not reply to texts that say "reply STOP" if the sender is a stranger, because a reply tells a scammer your number is live (this is general advice, not a quote from the FTC).

Search by name, email or phone number on deepscanner.app.
Can you find out who sent a scam text message?
Sometimes. A reverse phone lookup on the sending number shows the carrier, line type and location, and for some numbers the owner's name and other details. Scammers often use VoIP numbers or fake the number, so a lookup will not always lead to a person. Even then, a VoIP line that does not match the company named in the text is useful proof the message is fake. For more, read how to tell if a phone number is a scam and who called me.
Want to know who is behind a number? Start with the free preview. Cancel in one click, money back if nothing is found, and the sender is never told.
Deepscanner is not a consumer reporting agency under the Fair Credit Reporting Act (FCRA). Do not use it to make decisions about employment, housing, credit, insurance or tenant screening.
Frequently asked questions
What number do I forward scam texts to?
7726 (SPAM), per the FTC. You can also report at ReportFraud.ftc.gov.
Should I click a link in a text to check it?
No. The FTC says not to click any links. Contact the company on a number or website you know is real.
Will the sender know I looked up their number?
No. A Deepscanner search never notifies the person.
Can a text from a company be real?
Yes, but the FTC says legitimate companies will not ask for account information by text. Contact them on a known number.
What if Deepscanner finds nothing?
The credit goes back to your account, and you can request a full refund within 30 days.